Cost shouldn’t stand between you and better health. Yet for many patients, the price of hormone therapy, medical weight loss programs, or peptide treatments creates a frustrating choice: start care now or wait.
At Total Body Wellness, we’ve found a smarter path. More and more of our patients are using Cherry patient financing, a healthcare-focused 0% APR payment solution to begin treatment immediately and commit to full programs.
Here’s exactly how it works and why it might be the most financially sound health decision you make this year.
What Is Cherry Patient Financing?
Cherry is a patient financing platform built specifically for healthcare. Unlike general-purpose credit cards, Cherry is designed to help people access the medical and wellness care they need without the burden of high interest rates.
With Cherry’s promotional plans, you can:
- Start treatment immediately—no waiting until you’ve saved up
- Split the total cost into predictable monthly payments
- Pay 0% interest when the balance is paid within the promotional period
The bottom line: you pay exactly the cost of your care—nothing more.
Why Delaying Treatment Often Costs More in the Long Run
Waiting for the “right time” to start care is understandable—but it comes with real costs that are easy to overlook.
When patients delay treatment, they often experience:
- Worsening symptoms such as fatigue, weight gain, or hormonal imbalance
- Longer treatment timelines (which can mean more appointments and higher total costs)
- Reduced quality of life in the meantime
Patients who start promptly and commit to a full program tend to achieve their goals faster and with fewer course corrections. The sooner you begin, the less you may need overall.
3 Ways 0% APR Financing Works in Your Favor
No Interest = No Extra Cost
With a true 0% APR promotional plan, there is no compounding interest eating into your budget. You pay the same amount whether you finance or pay in full—just spread out over time.
Access to Package Pricing
Without financing, most patients purchase one session at a time sometimes at a higher per-session price. With Cherry financing, patients can afford the full package upfront, if available, and locking in a lower per-treatment cost.
This is often where the biggest savings happen.
Better Consistency = Fewer Future Costs
Consistent, uninterrupted care produces better outcomes. When patients commit to a full program instead of piecemeal sessions, they typically:
- See results faster
- Experience fewer setbacks that require corrective treatment
Reach their health goals with less total spending.
How Cherry Compares to a Credit Card
Feature | Cherry Financing | Typical Credit Card |
Interest Rate (APR) | 0% promotional plans | 18–29% typical |
Approval Process | Fast & flexible | Often stricter |
Designed For | Healthcare access | General spending |
Cost Transparency | Clear, fixed payments | Variable, compounding |
Cherry is designed to give you access to care—not trap you in long-term debt.
Is This the Right Option for You?
Cherry patient financing tends to be the best fit for patients who:
- Want to start treatment now, not “someday when it’s more affordable”
- Prefer predictable monthly payments over one large upfront cost
- Are committed to following a full wellness plan
- Want to maximize the value of every dollar they invest in their health
Why Total Body Wellness Patients Trust This Approach
At our Brownsburg and Greenwood, Indiana locations, we practice root-cause medicine with personalized treatment plans built for long-term results. Financing isn’t something we offer just to make it easier to say yes, it’s a tool we believe genuinely helps patients get more out of their investment in their health.
Total Body Wellness receives no compensation from Cherry. We offer it because it works.
Ready to Start? Here’s How to Take the Next Step
Visit Total Body Wellness at either of our two Indiana locations and ask about Cherry financing options during your appointment.
📍 Brownsburg: 475 E Northfield Dr, Ste. A, Brownsburg, IN 46111
📍 Greenwood: 1458 W Stones Crossing Rd, Greenwood, IN 46143
📞 Call us: (317) 286-3147
💻 Schedule online: totalbodywellness.com/schedule-appointment
Feel Better. Look Better. Be Better.
AUTHOR INFORMATION
Ashley Regal, MSN, AGPCNP-BC
Board-Certified Nurse Practitioner
Ashley Regal, MSN, AGPCNP-BC, is a board-certified nurse practitioner with a focus on optimal health and preventive medicine.
With more than ten years of advanced practice experience, she integrates the best of functional and conventional medicine to uncover and address the root causes of health concerns. Her philosophy centers on listening to the body and restoring balance naturally for lasting wellness.
Nationally certified in hormone replacement therapy, aesthetics, and peptide therapy, Ashley combines her clinical expertise with a holistic perspective to guide patients toward sustainable, long-term success in their wellness journey.